Анализ стабильности банковской системы Узбекистана

Аннотация

An analysis of the stability of a commercial bank is a system of special indicators related to the study of the financial results of the bank's activities, the identification of factors, trends and proportions of ongoing processes, the rationale for the directions of the bank's development. The stability of a commercial bank involves the analysis of such indicators as an assessment of the effectiveness of managing the bank's own funds (capital); assessment of the effectiveness of the management of assets and liabilities of the bank; determination of the values ​​of indicators characterizing the fulfillment by the bank of mandatory economic standards for its activities, including liquidity indicators; determination of other generalizing financial indicators The essence of the analysis of the stability of a commercial bank is expressed through its functions, which include: an objective assessment of efficiency and business activity; identification of factors and causes of the achieved state; preparation of accepted management decisions; identification of reserves for improving the financial condition and financial results, increasing the efficiency of all activities.